Adjusted cell and marginal means (dependent variable: risk rating*)
| Payment level | Risk level | Row mean | ||
|---|---|---|---|---|
| Low | Medium | High | ||
| *Assessed using a 5 item scale and transformed to a 1–10 scale, with higher scores indicating higher risk ratings. | ||||
| Significance: the main effect of risk level is significant (p<0.05). | ||||
| Within the column means, means without a common superscript are significantly different at the 0.05 level using Dunn’s Method (Bonferroni). | ||||
| $350 | 1.53 | 3.27 | 6.23 | 3.68 |
| $800 | 1.54 | 2.94 | 6.60 | 3.70 |
| $1800 | 1.41 | 2.48 | 6.41 | 3.43 |
| Column mean | 1.50a | 2.89b | 6.41c | |